the goal should be to focus on gamers

the goal should be to focus on gamers

Postautor: misshuana » 12 cze 2017, o 09:12

Why You Need Renter’s Insurance Why You Need Renter’s Insurance December 12 , 2013 | Author: Maryl Joop | Posted in Finance
How much do you believe your belongings are worth? If they were stolen or destroyed in a fire, would you want compensation? If you live in an apartment without renters insurance, your deposit to your landlord will not be able to cover these costs.

First, don’t get your car messy in the first place. It’s all in the mind. Try not to think of your car as a home away from home. That means don’t take your meals in your car. Don’t spend the night in your car. Don’t cut your nails in your car. Don’t change your clothes in your car. Don’t open boxes, bags , or packages in your car. By nixing these common car habits, you just eliminated eighty-percent of the mess. Easy breezy.

There were two roommates living in Boston together – Casey had renters insurance and Jessica did not. When their apartment was broken into and their electronics stolen, Casey was able to get her money back while Jessica was left without it. When she had gotten her renters insurance, Casey recorded a video of her entire apartment, including the serial numbers on each of her electronics , which ensured her money back. Jessica now has renters insurance and encourages all of her friends to do likewise.

Unfortunately, this usually isn’t the case. For instance, flooding and earthquake damage are rarely currently covered by insurance plans without paying additional fees. And while higher insurance payments are not favorable, not paying for earthquake protection when your house is near a fault line is extremely risky. So make sure you’re adequately covered.

Third – your car is your haven from the outdoors. Keep the outside outside. Kick off the snow from your shoes before you climb in. Brush off all the sand from the beach before you climb in. Dust yourself off after a long hike. Wash your sticky hands before grasping the steering wheel. Roll up the windows before driving through a sandstorm. That brings our mess elimination to ninety-percent.

Surprisingly, renters insurance can also protect you when it comes to liability lawsuits. If a guest in your home is injured there or bitten by your dog , you could potentially be held responsible in court. However, you will have no financial obligations as your renters insurance will cover the cost for you.

Studies show that 96 percent of homeowners have homeowner insurance whereas less than half of apartment renters have renters insurance. Accidents in the home are just as likely to happen in apartments as anywhere else and renters insurance can save you a lot of money and heartache.

The only remedy for this is bucking up and cleaning your car. Just pick a day and run through the car. When it’s time to wash the outside of the car, run through the inside with a garbage bag and vacuum in hand.

Living in an apartment can sometimes feel transient. You are not living at home anymore and you are not yet living in a home with a family of your own. But you need every little bit of protection you can possibly get. With renters insurance, you do not have to fear a fire, burglary , wind-related natural disaster, or having guests over or stay in your home. You can come and go as you please with the knowledge that Colonial Insurance is taking care of you and your apartment and take comfort in the fact that they really care about you.

Colonial Insurance & Financial Services is located in Conway, South Carolina and is independently owned and locally operated to handle your insurance needs. We believe that local insurance agencies can best meet your insurance needs.

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